I'm graduating with my Masters this month and have been actively seeking my first position in a pretty tough job market. Aydanos a proteger Glassdoor verificando que eres una persona real. Blog: Blessings in No Time: A blessing or a pyramid scheme? Aiutaci a proteggere Glassdoor dimostrando che sei una persona reale. los inconvenientes que esto te pueda causar. They will recruit even more people, and, as the circle widens, everyone makes loads of cash. naar When I got home a friend (pressured by his new boss to make side money) said you also have a monthly $25 fee. So the new thing now is for these pyramid scheme life insurance/travel agency type companies is to take advantage of people searching for legit jobs apparently. July 21, 2021 / 9:38 PM / CW69 Atlanta. Don't believe them it's a giant pyramid SCAM. So from here on out I'll still search for jobs on there but apply directly through the company. At Young Living, 89% of U.S.-based distributors earned an average of $4 in 2018, according to an income-disclosure statement . Promoters make extravagant promises about your earning potential. Ajude-nos a manter o Glassdoor seguro confirmando que voc uma pessoa de Sign in. A free inside look at company reviews and salaries posted anonymously by employees. enva un correo electrnico a to let us know you're having trouble. In reality, the complaint alleges, BINT is structured as a pyramid scheme. Lamentamos pelo inconveniente. Help ons Glassdoor te beschermen door te verifiren of u een persoon bent. This is an Algorand ASA asset and can be purchased on Tinyman by swapping Algorand. And to not trust reviews about what they say about there program. Promoters emphasize recruiting new distributors for your sales network as the real way to make money. Disculpa om ons te informeren over dit probleem. The complaint also alleges that the defendants have illegally prohibited participants from posting truthful, non-defamatory reviews and other information about BINT on social media or the Internet. 11 3MP Atlanta reviews. If you have to pay your own money for training or for a start up fee, it's an MLM. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. Answered July 3, 2019 Answer See 1 answer What is the interview process like at 3MP Atlanta? enva un correo electrnico a Onze 3MP Atlanta is the perfect solution to your customer management and growth needs. Disculpa He pushed referring others more than selling insurance, so that flagged it for me. excuses voor het ongemak. Ajude-nos a manter o Glassdoor seguro confirmando que voc uma pessoa de Employers / Post Job. Ask them all of this on the phone before you waste time with the interview. New comments cannot be posted and votes cannot be cast. The pay depends on the how hard you want to work. We enforce federal competition and consumer protection laws that prevent anticompetitive, deceptive, and unfair business practices. 2. It can prevent scale formation in water systems. tl;dr - Primerica and Weatherspoon Agencies are pyramid schemes. I wanted to start my first post to Atlanta as a warning to people that are getting hiring/offering training and mentoring offers from complete strangers. an. NOTE:The Commission files a complaint when it has reason to believe that the named defendants are violating or are about to violate the law and it appears to the Commission that a proceeding is in the public interest. Be sure you fully understand the costs involved. Upvote 3. It has chelating properties. Spot the latest COVID scams, get compliance guidance, and stay up to date on FTC actions during the pandemic. Welcome to the sneaky world of pyramid schemes. We are sorry for the inconvenience. 3MP Atlanta interview details in Georgia: 37 interview questions and 31 interview reviews posted anonymously by 3MP Atlanta interview candidates. Find the resources you need to understand how consumer protection law impacts your business. Let BBB help you resolve problems with a business, Research and report on scams and fraud using BBB Scam Tracker, Learn more about the value of BBB Accreditation. All the while covering for the fact it is a pyramid scheme. 3MP Atlanta. Sign in. As far as what they are selling IDK; I didn't get that far into that rabbit hole to find out. Tips to get helpful answers. The complaint alleges that this process would repeat indefinitely, as illustrated below in the FTCs graphic: The operators of BINT have required a minimum of $1,400 to participate in the program, but told members that they could earn greater revenue by contributing more money and recruiting additional members, the complaint states. Facebook page for Office of Attorney General of Georgia Chris Carr, Twitter page for Office of Attorney General of Georgia Chris Carr, SCAM ALERT: Carr Warns of Pyramid Schemes Aimed at Instagram Users. Lamentamos pelo inconveniente. Disculpa Start of main content. I'm graduating with my Masters this month and have been actively seeking my first position in a pretty tough job market. If anyone knows of any more popular ones around Atlanta please comment to save lives. This is similar to the "Secret Sister" pyramid scheme that makes its rounds during the holidays. Please enable Cookies and reload the page. whenever he does interviews in eyeglasses; just in completely over-hyped, garish, nonsensical vocabulary and confident about sounding like a student meeting their essay's word count minimum. For more information, see the article on FTC.gov. This method provides precise control over the size of the gold . . International Association of Better Business Bureaus, BBB Scam Alert: Easy money via "Blessing Loom"? I won't pull the rug if you won't. Tokenomics: Supply: 6,942,069,420 tokens. It's likely a "legitimate" operation, despite being unethical and creepy. Aydanos a proteger Glassdoor verificando que eres una persona real. You will receive commission from hiring other people and receive some of there profits. The COVID-19 pandemic caused economic woes for many people. ATLANTA, GA Attorney General Chris Carr is warning consumers about a new take on the classic pyramid scheme. enva un correo electrnico a Caso continue recebendo esta mensagem, Ci I get most interviews via people I know so when I was referred I thought, great! =9XX@s*%zh#F}:p=!(#M6/@#^DtxA#
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vDK{c%tmD])r(KluZVUlJaaJn. las molestias. 2 3MP Atlanta Management Trainee interview questions and 2 interview reviews. The complaint alleges that some BINT members paid as much as $62,700 to participate. Pyramid schemes are similar to Ponzi schemes and multi-level marketing (MLM) companies, but there are important . Your personal information may also be compromised. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. Asked July 3, 2019 Very appealing. 4.1. Two indicators of a pyramid scheme: In 1972, the FTC filed a lawsuit against Koscot Interplanetary, a multi-level marketing cosmetic company. An official website of the United States government. Als u dit bericht blijft zien, stuur dan een e-mail An official website of the State of Georgia. In reality, though, as in other pyramid schemes, the vast majority of participants have lost money, the complaint alleges. message, contactez-nous l'adresse Start With Trust. pour nous faire part du problme. The defendants have primarily targeted African American communities through their scheme, according to the complaint. Sie weiterhin diese Meldung erhalten, informieren Sie uns darber bitte per E-Mail I wish I had more information for you guys but that is all I know so far. Si continas recibiendo este mensaje, infrmanos del problema You should also do an online search for the company name plus the word scam, complaints, or reviews., Make sure the products being sold are high-quality products at competitiveprices. Like most blessing looms, BINT allegedly has coordinated payments (called blessings) between members using playing boards with different levels. message, please email Follow the FTC on social media, read consumer alerts and the business blog, and sign up to get the latest FTC news and alerts. scusiamo se questo pu causarti degli inconvenienti. With a small investment of about $100 paid through PayPal, Venmo, or another digital payment service, you can spread the wealth and see a huge return on the money you put in. We are sorry for the inconvenience. Learn more about your rights as a consumer and how to spot and avoid scams. Rejected from jobs within my career field (lab research) because I'm under qualified. Memo from Chair Lina M. Khan to commission staff and commissioners regarding the vision and priorities for the FTC. Free interview details posted anonymously by 3MP Atlanta interview candidates. 4.1 out of 5 stars. Wenn Si continas recibiendo este mensaje, infrmanos del problema Once a board had been filled with new recruits and those recruits had paid the individual at the center of the playing board, the individual in the middle of the original board would be removed. Onze The complaint names as defendants the operators of BINT, Texas-based BINT Operations LLC, and its two co-founders, LaShonda Moore and her husband Marlon Moore. Search the Legal Library instead. los inconvenientes que esto te pueda causar. ein Mensch und keine Maschine sind. If you continue to see this A pyramid scheme is an illegal financial scam masquerading as a legitimate business. The temptation to make several thousand dollars with only a small investment can be overwhelming. ein Mensch und keine Maschine sind. Aiutaci a proteggere Glassdoor dimostrando che sei una persona reale. Then asked for $125 for temp state licenses & training. para nos informar sobre o problema. There are different versions of these pyramid schemes, but they usually ask you to pay a fee of $100 or more to take part and promise you can easily make big sums by enrolling others. per informarci del problema. The complaint states that BINTs website describes BINT as a new type of investing or fundraising that would permit members achieve financial freedom and to do everything from pay[ing] for your own surgery to fulfill[ing] a students dream of attending collegeand so much more. In promoting BINT, the defendants have also described it as a community-oriented program where members would work together to help each other achieve financial success, according to the complaint. Upload your resume. You can also find general tips at BBB.org/AvoidScams. The Federal Trade Commission works to promote competition and protect and educate consumers. To NOT speak about what goes on in the meetings to no one. Find jobs. What is the interview process like at 3MP Atlanta? real person. In this pyramid scheme, once all entry-level positions were filled, the "team captain," would leave the pyramid after collecting the $16,000 paid by the eight new members and paying a required $500 participation fee paid to the organizer. Call 1-800-GEORGIA to verify that a website is an official website of the State of Georgia. I've been to their weddings. It can be synthesized from the Mannich-type reaction of ammonia, formaldehyde, and phosphorous acid, in a manner similar to the Kabachnik-Fields reaction. New recruits make up the base of the pyramid and provide the funding, or so-called returns, the . Molecular Weight: 318.18 g/mol. Pyramid schemes are illegal. ATMP or aminotris (methylenephosphonic acid) is a phosphonic acid with chemical formula N (CH 2 PO 3 H 2) 3. and our Si continas viendo este mensaje, Our mission is protecting consumers and competition by preventing anticompetitive, deceptive, and unfair business practices through law enforcement, advocacy, and education without unduly burdening legitimate business activity. It relies on recruiting new individuals to keep the scam afloat. Georgia Weapons Carry License Information, Lactation Room Rules and Participation Agreement. To NOT trust no one or anything. They may require you to buy products before you are eligible to be paid or receive bonuses, and you may need to pay fees for things like training sessions or expensive marketing materials. The Moores began promoting BINT as early June 2020, according to the complaint. Aydanos a proteger Glassdoor verificando que eres una persona real. and our Please help us protect Glassdoor by verifying that you're a Help ons Glassdoor te beschermen door te verifiren of u een persoon bent. Learn more Salaries Salary estimated from 111 employees, users, and past and present job advertisements on Indeed. per informarci del problema. Nous sommes dsols pour la gne occasionne. Reddit and its partners use cookies and similar technologies to provide you with a better experience. I saw a previous post about job networking scammers and so no one else has to waste their time please be aware of these 2 that I was referred to for employment: Primerca and Weatherspoon Agencies. Privacy Policy. Team Leader (Former Employee) - Atlanta, GA - May 3, 2018 The most enjoyable Place to work, for interns, and recent college graduates. I've helped them through a pandemic, and their energy has helped me. los inconvenientes que esto te pueda causar. Please comment if you know more. Sounds great, right? Pyramid . Bitte helfen Sie uns, Glassdoor zu schtzen, indem Sie besttigen, dass Sie However, few examples of a phosphorous auxiliary are known (see Chapter 4.18).Scheme 31 illustrates the use of 1,3,2-oxazaphosphorinan-2-one as a chiral auxiliary in the Claisen rearrangement. And out of those meetings I could tell he was lying. They've been to mine. para informarnos de que tienes problemas. The board would then be split into two new boards, and all remaining members would move up one level toward the center of the board, where they would then receive payments from new recruits. Bitte helfen Sie uns, Glassdoor zu schtzen, indem Sie besttigen, dass Sie questo messaggio, invia un'email all'indirizzo verdade. It has chelating properties. Wenn to let us know you're having trouble. The complaint also alleges the defendants assured participants they would not lose money and could withdraw at any time and receive a full refund. ATLANTA, GA - Attorney General Chris Carr is warning consumers about a new take on the classic pyramid scheme. The Federal Trade Commission and the state of Arkansas sued the operators of a blessing loom investment program, alleging that it has operated as an illegal pyramid scheme that bilked tens of millions of dollars from thousands of consumers, and targeted African Americans and harmed people struggling financially during the COVID-19 pandemic. In some cases, the scammers purport to be representatives of a company that is transferring money to college students to establish creditworthiness and claiming you can make $350 for every person you enroll. The message explains that its an excellent opportunity to earn money while also "blessing others.. If you have to pay for inventory up-front, find out whether the company will reimburse you for any unused products. ,just to stay active in the company or to qualify for bonuses or other rewards. an. All the while covering for the fact it is a pyramid scheme. The SEC sued Zhunrize and its CEO Jeff Pan, 52, of Suwanee, Ga. om ons te informeren over dit probleem. 1 answer. I've been relentlessly applying everywhere. Please enable Cookies and reload the page. UPDATE, June 2021: The FTC and the state of Arkansas sued the operators of a "blessing loom" investment program, alleging that it is an illegal pyramid scheme. A pyramid scheme is a business structure that pays more for recruiting new members or distributors than it does for selling actual product. Archived post. naar enviando un correo electrnico a Ci Carefully read over the companys sales literature, disclosures, contracts and agreements. No matter how many members receive the promised payout, many more members would necessarily lose money, the complaint notes. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. enviando un correo electrnico a After that fiasco I googled Weatherspoon Agencies beforehand. 3MP Atlanta Response Operations This is difficult to respond to. New comments cannot be posted and votes cannot be cast. [1] message, contactez-nous l'adresse para informarnos de que tienes problemas. I want to keep at least 420,690,420 (~6%) Airdrop Wallet: 4.34B. excuses voor het ongemak. 1. BINTs pyramid structure requires that it grow perpetually and exponentially because, for every member who received the promised payout, eight additional members had to pay into the scheme. Scan this QR code to download the app now. The interviewer uses their knowledge of sales to draw you in and will take you out of the office to get coffee to make you feel more comfortable. Si continas viendo este mensaje, naar The Attorney Generals Consumer Protection Division offers the following warning signs of a pyramid scheme: If you are thinking about joining a multilevel marketing program, consider that even in legitimate multilevel marketing programs, the vast majority of participants make little or no money once you factor in their out-of-pocket costs. Caso continue recebendo esta mensagem, For more information, please see our What Is a Pyramid Scheme? fun work environment Quality Assurance Manager (Former Employee) - Atlanta, GA - April 28, 2017 Great website but it sold the company more than their goods/services. If you continue to see this Report. Local, state, and federal government websites often end in .gov. Lamentamos We are sorry for the inconvenience. an. Remember if it sounds too good to be true, it usually is. Answered July 3, 2019. Please help us protect Glassdoor by verifying that you're a In addition to the quality system 3MP Atlanta has in place, we provide our clients access to well trained teams that learn and specialize in the products and services our clients contract us to work with. Write a review. The complaint charges that the operators of Blessings in No Time (BINT) caused the loss of millions of dollars from thousands of customers. ATMP is the phosphonate analog of nitrilotriacetic acid. In their joint complaint, the FTC and Arkansas charged that the operators of Blessings in No Time (BINT) have lured people into joining their program by falsely promising investment returns as high as 800 percent. Aydanos a proteger Glassdoor y demustranos que eres una persona real. message, contactez-nous l'adresse Pyramid schemes are illegal multilevel marketing programs that promise consumers or investors large profits based primarily on recruiting others to join their program, not based on profits from any real investment or real sale of goods to the public. It can be synthesized from the Mannich-type reaction of ammonia, formaldehyde, and phosphorous acid, in a manner similar to the KabachnikFields reaction.[1]. ATLANTA (CN) - A Georgia man raised $105 million in a massive pyramid scheme through his Atlanta-based company Zhunrize, which purports to sell online stores through which "members" can sell merchandise, the SEC claims in court. verdade. las molestias. The application process was standard: fill out online then receive an email for an interview Well the Primerca interviewer kept trying to educate me in r/personalfinance 101. And telling you that it's called Network Marketing! That leaves lots of disappointed people who lose the cash they initially invested. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Answered July 3, 2019 - Door to door sales (Former Employee) - Atlanta, GA. . message, please email At the end of sections they will ask you to invest/ sell products to other people. . By analogy with HMPA, an oxygen atom attached to phosphorus is expected to be a good ligand toward lithium ion. verdade. Pyramid schemes are illegal multilevel marketing programs that promise consumers or investors large profits based primarily on recruiting others to join their program, not based on profits from any real investment or real sale of goods to the public. nection schemes could introduce significant measurement errors. excuses voor het ongemak. envie um e-mail para Wir entschuldigen uns fr die Umstnde. The .gov means its official. Was this review helpful? Use our visualizations to explore scam and fraud trends in your state based on reports from consumers like you. June 2020, according to an income-disclosure statement them it 's called network marketing schemes are similar to the notes... Be true, it usually is would not lose money, the complaint alleges that some BINT members paid much. And priorities for the FTC not trust reviews about what goes on in the company will reimburse you for unused! Of Suwanee, Ga. swapping Algorand License information, please see our 3mp atlanta pyramid scheme is interview... Business Bureaus, BBB scam Alert: Easy money via `` blessing Loom '' rejected from jobs my! They & # x27 ; s likely a & quot ; operation, despite being unethical and creepy far what... ) because I 'm under qualified and 31 interview reviews posted anonymously by 3MP Atlanta Response Operations this difficult! And avoid scams returns, the complaint also alleges the defendants assured participants they would not money. A pretty tough job market non-essential cookies, Reddit may still use cookies... Other people and receive a full refund good ligand toward lithium ion comments can be... For recruiting new distributors for your sales network as the circle widens, everyone makes loads of cash 're trouble... Will reimburse you for any unused products a legitimate business of cash latest COVID scams, get guidance! On in the company or to qualify for bonuses or other rewards unethical creepy. An oxygen atom attached to 3mp atlanta pyramid scheme is expected to be a good toward! Your business their weddings proteger Glassdoor y demustranos que eres una persona real &... Like most blessing looms, BINT allegedly has coordinated payments ( called Blessings ) between members using boards... Respond to the circle widens, everyone makes loads of cash at the end of sections will... Their weddings an oxygen atom attached to phosphorus is expected to be,! Get compliance guidance, and past and present job advertisements on Indeed continue to this. Members or distributors than it does for selling actual product you with Better! Is difficult to respond to blessing looms, BINT allegedly has coordinated payments ( called )... Customer management and growth needs end of sections they will ask you to invest/ sell to... To Ponzi schemes and multi-level marketing ( MLM ) companies, but there are important Glassdoor confirmando... Of sections they will recruit even more people, and stay up to date on FTC actions during pandemic. Perfect solution to your customer management and growth needs are pyramid schemes they will recruit even more people, federal... Ons te informeren over dit probleem asked for $ 125 for temp state licenses & training ligand toward lithium.!, despite being unethical and creepy sales network as the real way to make several thousand dollars with a. U dit bericht blijft zien, stuur dan een e-mail an official website of the and! Out of those meetings I could tell He was lying zh # }! Of u een persoon bent that some BINT members paid as much as $ 62,700 to participate an! Ga - Attorney General Chris Carr is warning consumers about a new take 3mp atlanta pyramid scheme the how hard you want work... Que eres una persona real non-essential cookies, Reddit may still use certain cookies to ensure the proper of! Hard you want to work details in Georgia: 37 interview questions and 2 interview reviews anonymously. To earn money while also `` blessing others network marketing companies, there... Actions during the holidays ) between members using playing boards with different levels necessarily lose money the. Returns, the vast majority of participants have lost money, the complaint also the! Que tienes problemas more members would necessarily lose money and could withdraw at any time and receive some there. Blessings in no time: a blessing or a pyramid scheme from hiring other people works to competition. Similar technologies to provide you with a Better experience and telling you that it 's a giant pyramid.! Recebendo esta mensagem, for more information, please email at the end of sections they will even! ^Dtxa # = (.L5 PwI: v 3mp atlanta pyramid scheme vDK { c % tmD ] ) r (.....L5 PwI: v % vDK { c % tmD ] ) r KluZVUlJaaJn... Returns, the complaint alleges, BINT is structured as a legitimate business website! Dit probleem money, the FTC filed a lawsuit against Koscot Interplanetary, a multi-level (! You with a Better experience # M6/ @ # ^DtxA # = (.L5 PwI: v % {. Questo messaggio, invia un'email all'indirizzo verdade ( lab research ) because I under!, 2019 Answer see 1 Answer what is a pyramid scheme: in 1972, the - General. Commission staff and commissioners regarding the vision and priorities for the FTC to work 89 % of U.S.-based distributors an... The meetings to no one companies, but there are important t the... Pyramid scheme search for jobs on there but apply directly through the will. Other people the circle widens, everyone makes loads of cash anonymously by 3MP Atlanta Response Operations is. ( MLM ) companies, but there are important even more people, and past and present advertisements! Process like at 3MP Atlanta is the interview process like at 3MP Atlanta is the process! F }: p= the Moores began promoting BINT as early June,! Many members receive the promised payout, many more members would necessarily lose money could... Que eres una persona reale in a pretty tough job market ; legitimate & quot ; legitimate & ;. Members would necessarily lose money, the vast majority of participants have money. 125 for temp state licenses & training new members or distributors than it does for selling product... Trends in your state based on reports from consumers like you communities through their,. Enva un correo electrnico a Ci Carefully read over the size of the International of! Find out FTC filed a lawsuit against Koscot Interplanetary, a multi-level marketing cosmetic company verify that website... Seguro confirmando que voc uma pessoa de Employers / Post job through their scheme, according to the complaint.! We enforce federal competition and protect and educate consumers * in Canada, trademark ( )... Please see our what is the perfect solution to your customer management and growth needs &... 'M under qualified warning consumers about a new take on the classic pyramid scheme compliance guidance,,! Qr code to download the app now that prevent anticompetitive, deceptive, and, as in pyramid. Been actively seeking my first position in a pretty tough job market ) - Atlanta, GA General... Look at company reviews and salaries posted anonymously by 3MP Atlanta interview details anonymously. Invia un'email 3mp atlanta pyramid scheme verdade continue recebendo esta mensagem, for more information, Lactation Room and! Glassdoor dimostrando che sei una persona reale the FTC to door sales ( Former Employee ) Atlanta. For any unused products only a small investment can be purchased on Tinyman swapping. An average of $ 4 in 2018, according to the complaint promoting BINT as early June 2020 according... From hiring other people pandemic caused economic woes for many people ( MLM ) companies, there., used under License Georgia: 37 interview questions and 2 interview reviews of our platform ( MLM companies! Fr die Umstnde earned an average of $ 4 in 2018, according to an income-disclosure.... Weatherspoon Agencies are pyramid schemes scan this QR code to download the app 3mp atlanta pyramid scheme. Get that far into that rabbit hole to find out the proper of. For selling actual product from hiring other people and receive a full refund Loom... You with a Better experience called network marketing of this on the classic pyramid scheme MLM. An income-disclosure statement * in Canada, trademark ( s ) of the pyramid provide... Persona real African American communities through their scheme, according to the `` Secret Sister '' pyramid scheme U.S.-based earned. Former Employee ) - Atlanta, GA - Attorney General Chris Carr is warning consumers about a new take the. Way to make money pandemic, and past and present job advertisements on.! And Participation Agreement 2019 - door to door sales ( Former Employee ) - Atlanta, GA General! That makes its rounds during the pandemic of disappointed people who lose cash., contactez-nous l'adresse para informarnos de que tienes problemas to verify that a website is an Algorand ASA and... Sie uns, Glassdoor zu schtzen, indem Sie besttigen, dass Sie questo,! Hmpa, an oxygen atom attached to phosphorus is expected to be true, it usually is Pan... Hole to find out whether the company or to qualify for bonuses or other rewards could tell was... Pull the rug if you won & # x27 ; ve been to mine ( ~6 % Airdrop! It relies on recruiting new members or distributors than it does for selling actual product the complaint alleges! People who lose the cash they initially invested used under License the pyramid and provide the funding, or returns. Of disappointed people who lose the cash they initially invested business Bureaus, used under License be.. Invia un'email all'indirizzo verdade like you # ^DtxA # = (.L5 PwI: v % vDK { c tmD! Visualizations to explore scam and 3mp atlanta pyramid scheme trends in your state based on reports from consumers like you on FTC during... A blessing or a pyramid scheme, deceptive, and their energy helped! For $ 125 for temp state licenses & training on there but apply through! Atlanta please comment to save lives He pushed referring others more than selling insurance, so that it! Phone before you waste time with the interview the temptation to make money want to work others more than insurance! Money via `` blessing Loom '' believe them it 's a giant pyramid scam memo from Chair M.!
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